Can I pay the credit card bill by another credit card?

Can I pay for my credit card with another credit card?

Nope. Paying plastic with more plastic? That’s like trying to extinguish a fire with marshmallows. Doesn’t work. However, my Amex, bless its little platinum heart, offers balance transfers. It’s basically a credit card loan sharking itself, and there are fees, naturally. Think of it as a financial three-card monte game – you might win.

• Balance transfers: A fancy way of saying you borrow from Peter to pay Paul, incurring fees along the way. Like robbing one bank to pay another.
• Cash advances: Think of it as a high-interest emergency fund. Use only if your cat needs emergency surgery… or maybe just a really fancy cat tree. My cat Mr. Fluffernutter certainly wouldn’t settle for less.

Seriously, though, avoid the cash advance unless utterly necessary. The interest rates? They’re astronomical. It’s like borrowing money from a loan shark with a penchant for taxidermy—creepy and costly. So unless you’re exceptionally good at financial tightrope walking (and enjoy walking a financial tightrope), plan your spending better, darling. This isn’t rocket science. At least not the kind I understand.

How to pay a credit card bill from another credit card?

Pay a credit card with…another? Oh honey, that’s like robbing Peter to pay Paul, with a side of interest. Spoiler alert: you usually can’t.

Think of credit cards as dueling divas, they rarely play nice together. Banks frown upon it.

• Balance transfers exist! Maybe. It’s a credit card version of a complicated rom-com plot twist.

• Cash advances? Run. Fast. Fees and interest are ferocious, like a chihuahua protecting its kibble.

• E-wallets? Some might think it works, but it’s often a cash advance disguised as convenience. Sly.

So, while the dream of credit card inception is tempting, reality bites. Just pay with good ol’ fashioned money. Or, you know, sell some antique spoons. That works too!

More, because why not?

• E-wallets can be used to pay bills, yes, but funding them with a credit card to then pay a credit card is the tricky part. Banks ain’t dummies.
• I vaguely remember that in 2023, my aunt once tried this with her “rewards” card to get more rewards. Disaster.
• Consider a personal loan to consolidate debt. Lower interest is key. Unless you enjoy debt, which…weird.

Can I pay a credit card bill from another credit card of HDFC Bank?

Yes, you can transfer funds from one HDFC Bank credit card to another for bill payments. The process involves adding the source card details.

After verification, using the One-Time Password (OTP), the funds become available. Then, you can use it to pay another HDFC Bank credit card bill. It streamlines payments, really.

• HDFC Bank offers features.
• Transfers facilitate bill payments.
• OTP authentication enhances security.
• Ease and flexibility come with the process.

This kinda simplifies managing multiple credit card accounts, I suppose. It is convenient, just like my grandfather switching channels with the remote!

Can I transfer credit card debt to a different credit card?

Balance transfers? A calculated risk, isn’t it?

Yes, you can chase lower interest. Is it worth it?

• Promo rates lure you.
• Debt follows.

Do this:

• Apply. Transfer.
• The devil’s in the fine print.
• Watch those fees. They bite.

My card is the Amex.

Additional Information:

Balance transfers shift existing credit card debt to a new card, often with a promotional 0% APR.

• Credit score impacts approval.
• Transfer fees (typically 3-5%) apply.
• Examine APR after promo period. It skyrockets.

My transfer limit is 75% of my card. Do not forget.

What happens if I overpay my credit card balance?

Overpay? No sweat! Think of it as giving your credit card a little hug, maybe. No penalty, surprisingly.

If it’s a tiny overpayment, who cares? Just shop ’til you drop and let the negative balance vanish. Like magic!

Now, HUGE overpayment? Request a refund, duh. Don’t let them hold your money hostage.

• Little Overpayment: Spend it like you’re rich.
• Big Overpayment: Refund time.

My grandma once overpaid her taxes by, like, a dollar. She framed the refund check. True story! What a goofball.

Sometimes, overpaying can actually boost your credit score slightly. Look at you, being financially responsible by accident. Now that’s hilarious. Like me at the gym.