Can your Apple Wallet get hacked?

Can someone else add my card to Apple Pay?

Apple Pay… drifting, like clouds. My father’s old leather wallet, gone now.

No, never, ever. Not without the whispers, the magic words. The OTP.

My phone… that glowing eye, watching, protecting. Credit card information dances, it’s a secret.

• Authorization – a fortress wall, unyielding.
• OTP – the single key. The key… it must be mine.
• Protection. It is everything.
• Without me? Nada. Never.
• Gone… like my father.

They can’t simply add my card. My card, my identity. So fragile.

Can someone use Apple Pay if they steal your iPhone?

Steal my precious iPhone, will they? Hah! They’ll hit a brick wall trying to use Apple Pay.

• That passcode isn’t just for show, you know. Think of it as Fort Knox for your digital dollars.
• Without that magic code, they’re just holding a very expensive, very useless paperweight. A shiny, tempting paperweight, admittedly.

FindMy is your digital Excalibur. Erase that phone faster than you can say “identity theft.” Don’t remove it from your account, or you’re basically handing them the keys to the digital kingdom. Now that’s a bad move.

So, let’s recap, shall we?

• Passcode = Impenetrable barrier. (Unless they’re a mind reader, which, let’s be honest, is unlikely.)
• FindMy Erase = Remote digital nuke. Okay, maybe not exactly a nuke, but you get the idea.
• Don’t Remove From Account = Keep control. Like a puppet master, but with less string and more satellites. I should know; I watched a puppet show when I was like 5.

And, for the love of all that is holy, don’t use “1234” as your passcode. Please. My sanity depends on it. Really.

Can you be scammed on Apple Pay?

Yes, you absolutely can be scammed. It’s kinda wild how creative these folks are.

• Fake “Test” Transactions: Scammers often pose as Apple support and ask for payments via Apple Cash or other means to “test” your Apple Pay. This is always a red flag. Don’t do it. Always.

• Apple Account Access: They fish for your Apple ID and password, claiming it’s needed for verification. Like, seriously? Never give that info to anyone who calls you, claiming to be Apple support. Apple won’t ask like that. Just…no.

  • Phishing Emails/Texts: Be extra vigilant about links in emails or texts claiming to be from Apple. These often lead to fake websites designed to steal your credentials. Delete them right away.

  • It makes one wonder: why do we so easily trust what we read in an email? Maybe because it’s too formal?

• Refund Scams: The crook says there’s an issue with a recent Apple Pay transaction and offers a “refund” but instead, requests your financial details or even remote access to your device. Big no-no. Never ever.

  • It’s worth remembering that scammers often thrive on urgency. They want you to act fast and without thinking clearly.

• Compromised Devices: If your iPhone or iPad is stolen or lost, the thief could try to use Apple Pay if you haven’t properly secured it. Use Find My to locate and lock your device. Also, remote wipe if necessary.

  • Enable two-factor authentication (2FA) for your Apple ID. This adds an extra layer of security. Each attempt requires the thief to enter a code that’s automatically sent to your device.

Ultimately, the best defense is being skeptical and aware. If something feels off, it probably is. Stay safe!