Can you withdraw cash without a fee?

Which ATM in Vietnam does not charge?

Fee-free ATMs are, like, unicorns, but…some exist.

• Eximbank: I think Eximbank often waives fees for some foreign cards.

• Vietcombank: Sometimes Vietcombank plays nice, especially if your bank is a partner.

• BIDV: Eh, BIDV can be unpredictable.

• Agribank: Honestly, Agribank…it just depends on the day, doesn’t it?

• Sacombank: This one, Sacombank…potentially lower fees for sure.

Dynamic fees are reality, though. Plus, card type matters! Visa? Mastercard? They play different games. Foreign transaction fees from your bank? A whole other drama. My advice? Withdraw larger amounts less frequently. Mitigate those bites! It kinda makes cents…er, sense.

How can I withdraw cash without fee?

So, about getting cash fee-free, right? I used my Cake by VPBank card last month in Japan, worked like a charm at any ATM, zero fees. Seriously! No kidding. That’s crazy, huh? I was so happy, I almost danced! I think its linked to Visa or something.

In Thailand, though? Different story. Those ATM fees there are brutal! Seriously, avoid those. My friend got stung last summer, big time. Like, twenty bucks just to get cash. Twenty! Ridiculous.

Montenegro and Dubrovnik, I haven’t been. But I’ve heard from other travelers, gotta be careful there too. Some ATMs are sneaky, they hit you with hidden charges, you know what I mean? It’s a real pain. Look for ATMs clearly marked “fee-free” or those belonging to major international networks.

Key things to remember:

• Check your card’s network: Visa, Mastercard etc. Coverage varies wildly.
• Look for partner ATMs: Your bank might have deals with certain ATM networks.
• Use your bank’s app: It often shows nearby fee-free ATM locations. Really helpful!
• Avoid smaller, independent ATMs: They’re more likely to charge extra.
• Double-check the transaction: Before you leave the ATM, make sure there’s no hidden fee listed.

I’m telling ya, getting ripped off on ATM fees is the WORST.

Which ATM in Vietnam does not charge?

Finding a free ATM in Vietnam? Think winning the lottery… but slightly less improbable. Seriously though, many banks offer fee-free withdrawals for their cardholders.

It’s a jungle out there. Navigating ATM fees is a quest for the discerning traveler, akin to searching for the mythical unicorn (but with less glitter). Your mileage may vary, depending on your bank and card type.

• Eximbank: They’re usually pretty chill.
• Vietcombank: A reliable bet, in my experience. Tried them myself in 2023 near Hoan Kiem Lake – no charges.
• BIDV: Decent odds of a fee-less transaction.
• Agribank: Similar to BIDV.
• Sacombank: Another option to explore.

But remember, bank policies change faster than the weather in Hanoi. Always check your own bank’s international transaction fees. Otherwise, you might end up paying more for the ATM than your delicious street food.

My friend, Sarah, got stung last year using a random machine. Ouch. Use a reputable bank’s ATM. You’ll avoid unnecessary stress and potentially save yourself some dong. Don’t be cheap; choose wisely.

Which bank does not charge international ATM?

So, free international ATM withdrawals, huh? A unicorn in the banking world, almost. Let’s be honest, finding a truly fee-free ATM abroad is like spotting a leprechaun guarding a pot of gold – it exists, but good luck with that.

Discover, Charles Schwab, and Capital One are frequently cited, but the devil’s in the details. Read the fine print! Their generosity might hinge on specific card types, account balances, or sneaky rewards programs that feel more like a con than a benefit. My friend, a seasoned traveler (and slightly cynical accountant), swears by Schwab, but only after his third attempt to decode their confusing fee structure.

• Schwab: Their reputation precedes them. However, I’ve personally seen enough “exceptions” to make me skeptical.
• Discover: Their network isn’t exactly global. Think of it like this: finding a Discover ATM abroad is like trying to find a decent cup of coffee in Paris— possible, but an exercise in patience.
• Capital One: Their marketing is slicker than a greased weasel. Don’t let the glossy ads fool you. Thorough research is vital.

Don’t forget: Fidelity and USAA sometimes offer reimbursements, but it’s a reimbursement, not truly free. It’s a bureaucratic dance, that reimbursement. Think of it as a refund, not a discount. And let’s be real, reimbursements require paperwork — a nightmare for anyone with a life.

Betterment is an entirely different beast, more of an investment platform, not your typical banking behemoth.

I, personally, usually use my credit union, which refunds fees— less paperwork and hassle, usually. Less stress, more travel.

How can I withdraw cash without fee?

Cake? VPBank. Free withdrawals. Any ATM. Supposedly.

Japan? No fees? Doubtful.

Thailand? Avoid fees. Good luck with that.

Montenegro? Dubrovnik? Fees lurk everywhere.

Reddit? Echo chamber.

Additional Information:

• VPBank Cake: Claims ring hollow. Test. Verify.
• Foreign ATMs: A minefield. Transaction fees. Exchange rates.
• Reddit Wisdom: Grain of salt required. Varies with experience.
• Debit vs Credit: Debit usually cheaper. Check rates.
• Hidden Charges: Bank hidden charges. ATM operator surcharges. They exist.
• Prepaid Cards: Some promise lower fees. Review fine print.
• Travel Notices: Inform your bank. Avoid blocked cards.
• Local Banks: Partnerships matter. Explore.
• Cash is King: In some places. Adapt or suffer.
• My Credit Union: USAA waives ATM fees. Generally not abroad.
• Fee free account: Charles Schwab High Yield Investor Checking account.
• 2024 Travel: Still a rip-off. Plan ahead.

Are there any charges for cash withdrawal?

ATM fees in Vietnam. Expect charges.

• High fees. 50,000-55,000 VND common. Ouch.
• Bank dependent. Variations exist. No surprises there.
• My last trip? ACB charged me 52,000 VND. Annoying.
• Check your bank. Avoid excessive fees. Plan accordingly. Simple.

Consider this: Money, like time, is a finite resource. Waste either unwisely, and you’ll regret it. Especially at that rate. Seriously.

Further points: This information reflects my 2024 experiences. Your mileage may vary. Deal with it. Use online banking. Maybe.