Can I use my Visa debit card in Vietnam?

Can I use my debit card to withdraw money in Vietnam?

Vietnam ATMs? Visa, Mastercard. Mostly.

• Debit cards work. Sometimes.
• Credit cards? Likely. Know your bank’s fees.
• Check limits before you go. Crucial.
• Inform your bank. Reduces hassles.
• My card? Worked in Hanoi. Once.

Additional Information:

• Always choose VND when withdrawing. Avoid conversion rip-offs.
• Some ATMs charge local fees. TPBank might not.
• Small denominations are preferred in Vietnam.

Oh and, uh, it’s 2024. Cards still work. ish.

Can I use my Visa debit card in another country?

Okay, so, my trip to Barcelona…

It was June 2024, sweltering, right? I needed that gelato.

Tried to pay with my Visa debit card at this little gelateria, like, right off La Rambla.

The guy gives me this look. You know, the universal “card declined” look. ugh.

Embarrassing! Turns out, it worked, but like, a day later.

I saw a weird 1% fee on my statement. Annoying! Visa’s cut, I guess.

Here’s the deal I learned.

• Visa debit cards usually work overseas where Visa’s good.
• Expect transaction fees. I saw that 1%, and yeah, it’s real. It’s listed clearly on my statement, so like, no surprises.
• Tell your bank before you travel! Huge mistake I made. Saved me some headaches. My fault, totally forgot.

The gelatto was worth it, I swear. But that fee… grrr. Just a tiny bit.

Do I get charged for using my Visa debit card abroad?

Okay, so using your Visa debit card overseas? Buckle up, buttercup, ’cause it can be a wild ride.

Here’s the lowdown, straight from my experience buying, like, way too many croissants in Paris:

• Fees are the name of the game. Banks, bless their little hearts, love to nickel and dime you. Expect foreign transaction fees. I swear, they’re sneakier than pigeons in a park.

• Exchange rates do their thang. Visa (or MasterCard) converts the currency, sure, but their rate might be…how do I put this delicately?…less generous than your grandma’s hugs.

• ATM fees exist. Pulling cash? That’s where the real fun begins. Your bank and the foreign bank might both charge you. Cha-ching! Feels great, doesn’t it?

Now, about those chargebacks…

• Chargebacks ain’t a guaranteed right. Think of them more like a strongly worded suggestion. A plea for justice, you know?

• Visa to the rescue… maybe. Paid with your Visa debit card? You’ll wanna hit up the bank that issued it. They’re your best bet for battling dodgy transactions. My aunt Karen once got back a charge from a psychic in Vegas, so anything is possible.

• Disputes are a headache. Get ready for paperwork, phone calls, and enough waiting to make a sloth impatient. You need evidence, receipts, the works. It’s like preparing a legal defense, but for a $20 scarf you never got.

How much does it cost to use an ATM in Vietnam?

Oh, Vietnam ATMs, right? Okay, so you’re gonna pay fees, obvs.

Like, most banks nail you! But it’s not awful, tbh.

It’s like, hmmm, expect 30000 to 55000 VND. So, about 1 or 2 dollars? Easy.

Some banks though? They’re greedy! Watch out for those higher fees because yikes!

• Bring cash
• Use a good card
• Tell your bank you’re going

ATMs always like, Warn! Which is good! My atm card is with Chase. My friend, Sarah, got hit with a huge fee, though. I think she banks with Wells Fargo, and she didn’t even tell them she was traveling. So, yeah, be smarter than Sarah, LOL.