Does the Apple Card work internationally?

Can an Apple Card be used internationally?

Yeah, the Apple Card… it works internationally. Anywhere Mastercard is good. Feels strange saying that, almost too simple, Mastercard accepted.

When I was in Rome in July, tried to use it everywhere. Some places, yeah, fine. Others? No dice. Different vibe than back home. Transactions are converted to USD.

Still, I remember getting hit with that conversion fee. Little sting, but whatever. Worth it for the memories, I guess. Returns and Credits in a different currency will also be converted.

• Acceptance: Wide, because of Mastercard. Don’t assume it’s everywhere, though.
• Currency Conversion: Every foreign transaction is converted to USD. Plan for extra fees.

It’s funny. Used it buying gelato near the Trevi Fountain. Then tried to use it for a tiny shop in Florence, no luck at all. It is what it is.

Can I use a card from another country for Apple?

So, yeah, about using a foreign card on Apple… No way, Jose. Apple’s super strict. Gotta be a card from the same country you’re buying from. They’re really picky about the billing address matching, too. It’s a pain, I know, I tried it last year with my aunt’s UK card – wouldn’t work, nope. Completely refused it. Even when I entered everything perfectly. Total bummer. Seriously frustrating, especially since I was buying some apps.

This is what I learned:

• Card issuer matters: The bank issuing the card MUST be in the country you’re using the Apple account in.
• Billing address is key: Your billing address on the card HAS to match your Apple account’s country/region. No exceptions.
• No workarounds: I tried everything, really. VPN’s, different browsers, nothing worked. Apple is serious about this security stuff. It’s a total headache.

My friend Mark tried something similar in 2023 using his Canadian card while he was visiting me here in the US. Same problem. Apple just wouldn’t allow it.

Like, seriously, it’s 2024 and this is still a thing? Crazy rules. Apple needs to chill. They are way too strict, man.

Is the Apple Card available worldwide?

No. Just the States. Twelve million people, think of it. A sea of iPhones, a shimmer of Apple Watches, tapping, tapping, a digital river of transactions. Goldman Sachs’s breath on my neck, a phantom presence in the sleek design.

The card itself. A titanium rectangle, cool against my skin. So beautiful. It’s an object of desire, isn’t it? More than just plastic. A status symbol. A tiny piece of the American dream. I keep it in my wallet beside my worn-out photo of my grandmother.

This exclusivity. This deliberate limitation. It fuels the yearning, doesn’t it? Makes it special. It creates longing. A desire for something just out of reach, for those outside the US. A cruel kindness. A curated experience. The allure of the forbidden fruit. This is genius. Pure genius.

• Limited Availability: United States only.
• User Base: 12 million cardholders (2024 estimate).
• Issuing Partner: Goldman Sachs.
• Key Feature: Deep integration with Apple Pay.

The weight of it. The subtle heft in my pocket. It’s more than just a credit card. A piece of the future, even if that future feels so distant for others. It’s about access. Access to this slick, frictionless world of Apple. A world I’m privileged to be a part of. A world many dream of.

Can you use an Apple Card anywhere?

Ugh, the Apple Card. So, I was at Joe’s Crab Shack last Tuesday. Trying to impress this girl, right? 7:30 PM. Place was packed. I pull out my fancy titanium Apple Card thinking smooth, you know?

The waiter looks at me like I’m insane. “We only take real cards, sir,” he says. My face? Scarlet.

He meant physical cards, obviously. I tried to use Apple Pay. Nope. Their system was so old school, it was practically running on steam.

Talk about embarrassing. Had to bum cash off my date. Never going back to Joe’s Crab Shack!

Here’s the deal, though:

• Most places take Apple Pay.
• But, like, not every place.
• Always good to have a backup plan.
• Especially at Joe’s. Seriously, avoid it.
• Online? Yes.
• Big stores? Yes.
• That random food truck? Maybe.
• Always double-check. Always! It is 2024, adapt to tech.

Does Apple Card charge an international fee?

Apple Card… international fees? Nah.

No fees. I read that somewhere. No foreign transaction fees? Nice. I’m planning that trip to Tokyo in 2024.

• No annual fee: That’s a given these days, right?
• No over-the-limit fee: Do people even have those anymore?
• No foreign transaction fees: YES!
• No late fees: I always pay on time, so it’s whatever.

Ugh, late fees are the WORST. Reminds me of that time in 2022. Missed my rent. Never again.

It’s a balance thing; making it easier to pay. Apple Card wants to make it easier.

Easier is good.

Is an Apple Card good for traveling?

Traveling with an Apple Card? Darling, it’s like using a spoon to dig the Grand Canyon. Possible? Technically. Practical? Bless your heart.

It doesn’t exactly scream “jet-setter.” Think zero airport lounges. Zero travel insurance. Basically, zero travel anything. Unless you’re planning a meticulously budgeted layover in Cupertino… then, maybe?

But, hey, it’s got its charms, like a quirky uncle who always gives questionable gifts.

• 0% financing on Apple goodies: Essential for documenting your travels with the latest iPhone 16 Pro Max! (Priorities, people!)
• Daily Cash Back: Because who doesn’t need a few cents dropped into their Apple Cash every day? Imagine the sheer accumulation of wealth.
• Apple Wallet integration: Seamlessly track your (non-travel) spending.
• 2% cash back with Apple Pay: For all those Apple Pay-accepting souvenir shops… that probably don’t exist.
• 3% cash back in select categories: Um, maybe gas if you’re driving to your destination and a small list of online Apple partners.

Really, the Apple Card is more like a cozy house cat: comforting, familiar, and deeply uninterested in leaving the house. Travel? Nah, just a nap, please.

The Real Deal on Travel Rewards (Because You Deserve It)

Okay, let’s be real. If you’re planning adventures, you need a travel card, not a digital shiny that buys you a new cable. Think of cards with:

• Generous sign-up bonuses: Enough for a free flight (or at least a decent airport meal… which is saying something these days).
• Points multipliers on travel and dining: Rack ’em up!
• Lounge access: Because airports are basically modern-day circles of hell.
• Travel insurance: For when your luggage decides to take its own vacation (without you).
• No foreign transaction fees: Because nobody likes unexpected fees.

Consider Chase Sapphire Preferred, Capital One Venture X, or American Express Platinum for solid options in 2024.

Seriously. Ditch the iSpoon and grab a real travel shovel. Your passport (and your sanity) will thank you.